helping china and millennials prove jobs-led education is core to 21st C economics - a Norman Macrae Foundation Youth Economists Project

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Gandhi to granddad- your laws are destroying my peoples lives
Updating Global Dev Report of Obama
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Net Generation Quarterly Newsletters Year 45
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Zhang Yue- one of sustainability's top 10 job creators
CBD and CHEN - CHina ENtrepreneur Forum
EconomistUniversity aka exponential SD Goal 4 Quality Education
china shows the world how to community build open space
Youth's jobs, global sustainability, China Capitalism
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Happy 80th to sir fazle abed
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Millennials Exchanges Sustainability Map
examples of community-builing models - most exciting search around sustainability millennials planet
32 year seach for 3000- relicable social solutions for netgen jobs and community buioldong
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why our 17 sustainability development goal curricula change columns according to chinese girls votes
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partner search for publication of world record book of jobs creation
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world bank live - report first day of future of youth entrepreneur summit & MIT white house demo day
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join linkin club of QuarterBillionGirls : QBG topline from nation of bangladesh it is known that when women have to build a nation from nothing, the most valuable Peer2Peer curricula must be last mile health service - so we are also obscenely interested in blockchain pioneers of health 

related NMF references -  valuingyouth -- breaking news from China - bravo bteam leaders include Zhang Yue - one of china's top 10 from world record book of job creators : please Help Youth
 audit which networks eg Bteam ConsciousCap ChinaEF - lead which markets' purposes - eg bteam airlines, entertainment, buildings; ChinaEF ecommerce, financial inclusion, philanthropy blockchains


download blockchain nationalhealth


Greatest #LearningGeneration  (Sept) 016 month 1 of 160

jma.JPG CEC     #LearningGeneration  Top10 ChinaE         World Leadership Internet Companies 



Alphabet ABCDEFGHIFKLM Greatest #LearningGeneration 2016-2030rachel.JPG

rachel plus (together with intel worldpossible)  a wonderful startup kit for a classroom in villages without internet - but would other contents could the world include- join QBG patners in this survey such as the world's learning satellite , job creation agents at and and super city Baltiomore-DC friends of Blockchain value chain transformation rsvp 

 Who better to know what's working and what's not working in education than recent graduates with a passion for creative children?  do you have a message for our editorial team of QuarterBillionGirls? send 

sample from the QuarterBillionGirls deck of china's most exciting business leaders every youth and teacher should have a right to know about if not friend - SO why on earth isnt there a facebook of which are the greats sustainability leaders to friend so that education curricula value sustainability cases of leadership


QBG would like to thank and associated projects of Norman Macrae Foundation eg 


QuarterBillionGirls (QBG) is a youth reporting network of networks valuing celebrations of livelihood improvements of quarter billion females under 30 with life shaping stories sourced originally from Bangladesh and China

We seek transparent and sustainable partnerships with other Youth-Led (or -Trust) mediation networks- particularly those concerened with the greatest #learninggeneration being 2016-2030



Too of the greatest races to end poverty particularly for under 30 women and family makers started in BC but with very different resources.

What was common was urgent bottom-up need for sustainability solutions and collaborative energy to experiment with mobile techology 

 Our reporting projects ilustrate why we reach out partners in happy familiy development wherever they may be 

Question 2 , after the www/internet itself - what are the sustainability goals most empowering network revolutions:

from 1996 non-smart village phones- stimulated 2 leapfrogs in infrstructure: if you were not on fixed line telephones, mobuile was a lifesaver and much more economical infrastructure; and if you were not on electricity grids, solar was much more economical to beam down

  from 2008, computer in a phone - see XiaomiUni below to understand why Xaomi may outrun either Apple or Samsung in Job Creation

from 2008 blockchain how to code distributed ledgers

QBG Idea will the greatest job creating universities extend the idea of a corporate university so that anyne can mooc the basic skills the world's most sustainble organsiations value most -eg how do we make blockchain training affordable and linking

  -inspired by Xioami Uni can we catalogue in one space the world's most valuable learning apps




Futures Biggest Question 1 - what if healthy communities build strong eceonomies across generations not vice versa?


health service best news story in last 33 year- BRAC Fazle Abed wonder 1/7 - how Ban+ million person nation built around poorest village women started by scaling 100000 last mile health servants 

online library of norman macrae-- 



 #learninggeneration jobs beyond classroom

example  Washington DC - 19 October 2016 - USAID (meeing hosted 6 hours before the candidates final debate)

 SCENE: USAID were having their last public review before reappearing in the next administration and said they invited continued correspondence from concerned people in the audience draft for urgent sharing with usaid transition team





Yesterday our envoy asked from the floor of your meeting at the Ronald Reagan Trade Center whether there is an exponential technology likely to change development out of all recognition in next 4 years. May I share my value chain perspective on “BLOCKCHAIN –distributed ledger technology” in case it is timely


Don Tapscott has called this the second greatest chance to change any sustainability network’s actions since the internet itself. It brings a higher order transparency to value chains and partnerships through its bottom-up and open ledger analysis. When Jim Kim says the following about Jack Ma’s focus on applying Big Data to SME development and G20 partnerships in sustainability goals, blockchain is the pivotal coding architecture/infrastructure

I kept asking Jack about how he came with these ideas and what his motivation was—I was so impressed – I came back to the World Bank and I asked my whole team a very simple question- have we taken into account the ali baba factor in how we think about everything we do because if ali baba is the way to develop the world then we might not be doing the right things at at all

 – I was so impressed because jack had a deep moral vision for what he was doing in his business

Now the way he processes and understand data is better than anyone else


At Sir Fazle abed of BRAC’s 80th birthday party, his family asked to help find some Chinese female graduates who would assemble a newsletter 3 times a year on how they observe poverty alleviation in the villages actually happening. So from their diaries it has started to become clear that blockchain isn’t only pivotal to financial inclusion systems but to radical opportunities in health service ledgers or indeed any focus that links in such deep details a lifelong record of human beings and all the infrastructure partnerships that empower bottom up human-family-community development that over time


Fortunately for wellwishers in Washington DC, one doesn’t have to go to china to hear from young and energised blockchain trainers what types of system transformations the blockchain  community of coders  is pivotal to. There’s a brilliant core of African Americans at the epicentre of Baltimore’s inner city renaissance and its faith leadership



Our recommendation is that blockchain changes concepts of what may be possible over next 4 years at every level of government and development. We hope that fiends of children everywhere would far rather that an administration’s landing team greeted by USAID's confidence of we include blockchain in our visions than all other lobby groups who may be anticipated to soon be claiming their economics analysis should have special voice because they understand blockchain




From 1972 children and grandchildren ( 1 2) of “Norman Macrae” have provided continuity of  support to his Keynsian future history analyses “Entrepreneurial Revolution” of the net generation at The Economist. While  Macrae family are not technologists they try and to help the visions of elder digital futurists like Don Tapscott and lifelong poverty alleviation system designers like Sir fazle Abed with under 30s networks valuation of sustainability goals in general and applied to education in particular. Norman macrae's last project sponsored 10 waves of youth reporters to go to bangladesh to interview muhammad yunus and and as our understanding changed through 2007-2011 sir fazle abed. The East’s two organic streams of ending poverty – china’s and sir fazles - over the last decades are very different in origin though both shared the connection of end hunger with brilliant research on rice  . As early as 1976. Mainland china had the world richest diaspora ready to be inward investors; BRAC built rural capacity from next to nothing and around young female empowerment: over 100000 village health workers then 100000 primary school teachers as well as training by 2008 six million village mother to operate microfranchises . BRAC may be the only scaled pre-digital microcredit that has successfully manged the mobile technology transformation so far building the biggest cashless bank in the process. Understanding how BRAC's partners in coding from MIT etc view blockchain is one of other avenues we are exploring in USA while the views of Quarter Billion Girls of Bangladesh and China are represented by a team of extraordinary young female graduate reporters from the villages. 



octobers hottest chats by and for quarterbilliongirls - see something you want to question mail NOrman Macrae Foundation Glasgow & Washingtoin DC

dear ian 

wonderful to talk to you -this mail includes references; summary notes; copied to people i learnt most from when correct - all errors mine alone= the brexit and presidential vacuum in english speaking worlds just as all the greatest youth partnerships are formed makes english speaking politicians even more exponentially risky than usual all we the people action network asap -god save prince charles and commonwealth connectors so to speak 

 sorry about all the mess round dubai  etc and not knowing how to help amy livelihood at moment even as china seems to be in middle of all  most exciting education, foreign affairs partnering in economy old services and learning,  and coding partnerships that can make global youth collaborative and sustainable -yuxuan uses her tsinghua alumni to linkin all the best choices a 25 year old could make -do stay directly connected with her as far better able to give more details than I

here is tedx of blockchain by tapscot   don tapscott  video 2016-blockchain gives us another kick at the chain of value or transcript - unrivaled by anything since the internet itself began (2012 transcript value open) - he also has book blockchain revolution - attached is uk gov analysis of blockchain sent to me by one of the  worlds leading digital health experts but i dont find it as readable as tapscott- its experts dont seem to me to be in middle of youth empowerment

in canadian tapscots mind nothing (banking health service aid partnerships, interdisciplinary currciula, ) has transparecncy or highest trust protocols unless its coded in blockchain if it could be -government that isnt designed around blockchain certainly isnt for the people let alone by the people

jayfus is african americas youth empowerment supertrainer of blockchain and more through his Juxtopia network - we will see in next month whether baltimore will make a joint proposal to jim kim -hi jayfus - ian in uk is 10 times more linked in to the future than I am and so better mentor for everyone -jose and h lee are the other 2 wizard technologists amy's search of us has discovered- now that the dubai summit uniting 100 global youth in tech looks as if its postponed all the invitations we were going to linkin with MIT columbia and the  engineering school of nyu-shanghai seem to have lost youth timeliness unless someone else has an open space summit invitation; david does open space like no other brit though he's mainly in boulder colorado these days

here is jim kim celebrating ma at un -headline of this 5 minute video

I kept asking about how he came with these ideas and what his motivation was—I was so impressed – I came back to the world bank and I asked my whole team a very simple question- have we taken into account the ali baba factor in how we think about everything we do because if ali baba is the way to develop the world then we might not be doing the right things at at all

  – I was so impressed because jack had a deep moral vision for what he was doing in his business

 Now the way he processes and understand data is better than anyone else 


here is jim kim Jim Yong Kim on Twitter


visiting bangladesh' bkash this week with kim's new chief economist paul romer - he's a tipping point ifnluencer while a system guy i asked him a question at a public meeting and he has as yet zero understanding of blockchain or ma 

main global youth futures and national collaborations proposed by china's leader xi jinping out of hangzhou/G20 6 weeks ago (far more credible maps on future of youth than UN Clinton Global and all that )

EWTP Electronic World Trade Platform - here literally search which countries are saying their SMEs can free trade first

One belt one road - the old silk road of marcopolo now  connected overland through everything west of china down to africa; through superports south west - estimated 20 trillion dollars extra trade and revitalisation of africa (Russia and India look heavily involved on nw overland route) Jinping gives lots of extra time to briefing leaders of BRICS cluster- apart from Kim Trudeau is probably only person understanding that ist god if china encourages russian smes in peaceful world trade- soros would be a really interesting character - he used to discuss with dad why america needed to unite peace dividend with russia ahead of fall of berlin wall; it was soros who funded village phones first  1996 bangladesh with yunus and the quadirs (whose coding club at mit is mpesa and bkash) and soros gave jim kim his worldwide break- soros understands how bust the euro is and is hated by many because of that- he also understand how the eu had the worst borders planning possible
basically small enterprises or sustainability solutions and education network joining in china is now best chance of east achieving sustainable goals and is connected through eg asean infrastructure bank

about the only global policy institution leader from west who gets this is jim kim's world bank - because this is not invented here in terms of all us strategy views of world

ironically britain was main investor in brac 7 wonders of sir fazle abed and the world's top 5 job creation net generation brands ; and jack ma loves english language which was his life up to age 30 - so in a brexit world maximiie every sme trade connection through to china would be my advice to  anyone in britain caring about future of british or global youth- value reporting of QuarterBillinGirls from sino-bangladesh (eg newsletter edited by amy and yuxuan for sir fazle abed family)






obviously one has to choose a country's first focus for that- because of the 4 waves- expatriate billionnaire inward investors  1976, priviatisation 1990, internet structure spotted around 1994 by what became the big 3 ali baba tencent and baidu, with smart phone arrival in 2008, since 2010 4th wave of china capitalism building on virtual is main channel- the biggest sector founders in china often have more valuable unique purpose than western counterparts - china's politicians still requires its biggest business leaders to develop all the people (except where there are not securing the party) - but otherwise there are only 2 things left from communism:

1 the peoples dna is a love or at least grounded responsibility of intergenerational community building made more intense by chinas 20 years olds today being the one child policy that is responsible for the whole family tree's retirement- making at least a segment of chinese youth the most responsible in the world which all globalyouth needs to friend

2 idea that government should be about next 10 year back from the future transformational change once every 10 years- jinping is half way through living his back from the future which seems to be selecting who will massively coollaborate with china in ways that ultimately do link  into sustainability goals

blockchain according to taspcott is one last chance to use the internet way we might all have hoped in 1989 - jack ma's big data analysis small lives this massive partnering opportunity worldwide imo

ian-n i forgot to ask if kiehl is meeting you during his uk trip- in last 2 weeks he seems to have got focused by some of his music interests and the windsor dialogue people dont really understanding any of above with the exception of an irish chracter denis gilhool

by us inauguration all main intercountry partnerships will have been formed- what with similar brexit vacuum- has to be down to regional or sme networks to pitch directly through to ma rather than wait for national leaders - all of trudeau, australian and nz and italain prime minsters racing to partner jinping and ma- as are russia and many asean countries; india is the interesting one- I thinks its in with china but it seems that modi and jinping dont like public annlouncements of where their strategies converge- or maybe i just dont have abilty to analyse india (if harpreet had time to form india futures club)



there are many bookmarks of jack ma or jinping explaining above to each different potentialo natuonal partner of market sector - please say if you have a particular case and i will try s=and dig out bookmarks

my next months actions: see if anyone i know in MD-DC can get close enough to kim or ma partnershisp decision making team to pitch potential regional partners to either ali baba or ewtp or silk road- help roll out rachelplus at 400 dollars a school in a computer - eg demo it for a week in beijing at same time as qatar wise and yale village serve china summit lands there

understand if blockchain coders are part of your regional pitch that should make it "accepted"; 

very concerned in brexit world that we dont miss boat of jack ma's model and his love of english with chinese and coding as the 3 universal collaboration languages in sustainable youth and greatest #learninggeneration 30 national leaders escorted rounf d world by scotland's gordon brown

try and see if amy and yuxuan can publish global youth intelligence briefings  even if they are only special newsletters like the one sir fazle abed has asked them to produce 3 times a year or amy-inspired genre of 7 wonders of jack ma

try and understand if mostofa has anything left- ironically it was ledgatum dubai, abdul latif aud and mit which is the coding network behind sir fazle abed - whether they connect at at all with jack ma's blockchain club not yet known- huge opportunity for one european engineering school to be in middle of future of coding -would prefer that to be cranfield, imperial or something out of scotland if possible

very roughly i try and report who's partnering china on what at  - please send in any positive regional reports to add





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 India's digital future is all girls future NOW   -- 90 years ago today Gandhi to granddad- your laws are destroying my peoples lives

Harpreet and friends could I just make a note and reintroduce you 

I realise it may be too big an action learning story to hit the ground of immediate eg work in city of london (or other future capitals) you ian or john are concerned with but india and china as billion plus nations represent over 35% of the future of everyone, especially girls livelihoods by which I mean the younger and female quarter (half*half) of any nation.
 Now Globalizing: Modi*Jinping the greatest system consequence any two people will ever spin? 

All our lives are at more exponential tipping points over the next 10 years than ever before but empire-mindset systems of public service designed in 1946 or earlier have resulted in western national leaders (trump versus hilary; a europe chained to germany exporting at half price it would be without europe causing border crises, brexit and even the failure to trade with canada due to one small province in belgium) making the most risky or irrelevant decisions to sustainability of girls

Ultimately what futures China and India lead youth collaboration around the world on will determine human sustainability. Dr Ranga can explain the India side of that have worked on learning satellites with president kalam (living on in eg nilekani's 1 billion person universal identity system) and now working on the ethiopian owned satellite connecting all of africa, middle east ,and those european countries immigrants come to first. Diva an 18 year old- in the last youth laureate class to be chosen while Kalam was still alive and the only ambassador to her peers at the recent world bank partnership summit with 400 networks of youth in development can explain her searches

Al Hathaway is the baptist interfaith leader most responsible for futures of black youth and families in baltimore and similar cities- his mentors circles include pope francis's and jim kim's. Jayfus also in baltimore is a whiz at technologies like blockchain the one that don tapscott has described as second only to the internet itself for the people to be valued by big data. Yuxuan and alizee represent the futures of quarter billion girls (ie livelihoods of under 30s women from china) just as you and diva represent india

My families intergenerational story to value support of people like ian and john is: if you meet a leader with a worldchanging pitch- ask them to transform their pitch from ad and PR world to action learning youth can linkin sustainability around. That is the only logical ideology of free marketing that Adam Smith alumni can trust to mediating. 

I dont know where this leaves us on any of our daily journeys to earn a living etc but with luck we all share the same open minded map that under 30s lives will see earth rebuilt or broken and they should be politely but relentlessly asking every elder what the blip are your really doing to empower the little sisters endgame not the big brother orwellian one which our  richest western globalisation systems are still accelerating towards

best chris macrae DC mob 240 316 8157
at  we encourage people to co-blog or their nations youths co-partnerships and whether eg G20 or BRICS the 40 countries of one belt one road (21st C version of the silk road route marco polo mediated when Jack ma's hangzhou was previously the world's epicentre) or any other multi-nations cluster are going to help or hinder this

below is don tapscott on the freedom of the internet transparency second and last call to human values  which 100 years Gandhi did a good job planting from mumbai to durban to the friends (quakers house in Euston ) -80 years the last Open Space of world class brands friend colin killed in 7/7 Obituary: Colin Morley - BBC News

0:11The technology likely to have the greatest impact on the next few decades has arrived. And it's not social media. It's not big data. It's not robotics. It's not even AI. You'll be surprised to learn that it's the underlying technology of digital currencies like Bitcoin. It's called the blockchain. Blockchain.
0:37Now, it's not the most sonorous word in the world, but I believe that this is now the next generation of the internet, and that it holds vast promise for every business, every society and for all of you, individually.
0:53You know, for the past few decades, we've had the internet of information. And when I send you an email or a PowerPoint file or something, I'm actually not sending you the original, I'm sending you a copy. And that's great. This is democratized information. But when it comes to assets -- things like money, financial assets like stocks and bonds, loyalty points, intellectual property, music, art, a vote, carbon credit and other assets -- sending you a copy is a really bad idea. If I send you 100 dollars, it's really important that I don't still have the money --
1:37and that I can't send it to you. This has been called the "double-spend" problem by cryptographers for a long time.
1:44So today, we rely entirely on big intermediaries -- middlemen like banks, government, big social media companies, credit card companies and so on -- to establish trust in our economy. And these intermediaries perform all the business and transaction logic of every kind of commerce, from authentication, identification of people, through to clearing, settling and record keeping. And overall, they do a pretty good job. But there are growing problems.
2:16To begin, they're centralized. That means they can be hacked, and increasingly are -- JP Morgan, the US Federal Government, LinkedIn, Home Depot and others found that out the hard way. They exclude billions of people from the global economy, for example, people who don't have enough money to have a bank account. They slow things down. It can take a second for an email to go around the world, but it can take days or weeks for money to move through the banking system across a city. And they take a big piece of the action -- 10 to 20 percent just to send money to another country. They capture our data, and that means we can't monetize it or use it to better manage our lives. Our privacy is being undermined.And the biggest problem is that overall, they've appropriated the largesse of the digital age asymmetrically: we have wealth creation, but we have growing social inequality.
3:16So what if there were not only an internet of information, what if there were an internet of value -- some kind of vast, global, distributed ledger running on millions of computers and available to everybody. And where every kind of asset, from money to music, could be stored, moved, transacted, exchanged and managed, all without powerful intermediaries? What if there were a native medium for value?
3:49Well, in 2008, the financial industry crashed and, perhaps propitiously, an anonymous person or persons named Satoshi Nakamoto created a paper where he developed a protocol for a digital cash that used an underlying cryptocurrency called Bitcoin. And this cryptocurrency enabled people to establish trust and do transactions without a third party. And this seemingly simple act set off a spark that ignited the world,that has everyone excited or terrified or otherwise interested in many places. Now, don't be confused about Bitcoin -- Bitcoin is an asset; it goes up and down, and that should be of interest to you if you're a speculator. More broadly, it's a cryptocurrency. It's not a fiat currency controlled by a nation-state. And that's of greater interest. But the real pony here is the underlying technology. It's called blockchain.
4:56So for the first time now in human history, people everywhere can trust each other and transact peer to peer. And trust is established, not by some big institution, but by collaboration, by cryptography and by some clever code. And because trust is native to the technology, I call this, "The Trust Protocol."
5:21Now, you're probably wondering: How does this thing work? Fair enough. Assets -- digital assets like money to music and everything in between -- are not stored in a central place, but they're distributed across a global ledger, using the highest level of cryptography. And when a transaction is conducted, it's posted globally, across millions and millions of computers. And out there, around the world, is a group of people called "miners." These are not young people, they're Bitcoin miners. They have massive computing power at their fingertips -- 10 to 100 times bigger than all of Google worldwide. These miners do a lot of work. And every 10 minutes, kind of like the heartbeat of a network, a block gets created that has all the transactions from the previous 10 minutes. Then the miners get to work, trying to solve some tough problems.
6:21And they compete: the first miner to find out the truth and to validate the block, is rewarded in digital currency, in the case of the Bitcoin blockchain, with Bitcoin. And then -- this is the key part -- that block is linked to the previous block and the previous block to create a chain of blocks. And every one is time-stamped, kind of like with a digital waxed seal. So if I wanted to go and hack a block and, say, pay you and you with the same money, I'd have to hack that block, plus all the preceding blocks, the entire history of commerce on that blockchain, not just on one computer but across millions of computers,simultaneously, all using the highest levels of encryption, in the light of the most powerful computing resource in the world that's watching me. Tough to do. This is infinitely more secure than the computer systems that we have today. Blockchain. That's how it works.
7:22So the Bitcoin blockchain is just one. There are many. The Ethereum blockchain was developed by a Canadian named Vitalik Buterin. He's [22] years old, and this blockchain has some extraordinary capabilities. One of them is that you can build smart contracts. It's kind of what it sounds like. It's a contract that self-executes, and the contract handles the enforcement, the management, performanceand payment -- the contract kind of has a bank account, too, in a sense -- of agreements between people. And today, on the Ethereum blockchain, there are projects underway to do everything from create a new replacement for the stock market to create a new model of democracy, where politicians are accountable to citizens.
8:13So to understand what a radical change this is going to bring, let's look at one industry, financial services. Recognize this? Rube Goldberg machine. It's a ridiculously complicated machine that does something really simple, like crack an egg or shut a door. Well, it kind of reminds me of the financial services industry, honestly. I mean, you tap your card in the corner store, and a bitstream goes through a dozen companies, each with their own computer system, some of them being 1970s mainframes older than many of the people in this room, and three days later, a settlement occurs. Well, with a blockchain financial industry, there would be no settlement, because the payment and the settlement is the same activity, it's just a change in the ledger. So Wall Street and all around the world, the financial industry is in a big upheaval about this, wondering, can we be replaced, or how do we embrace this technology for success?
9:14Now, why should you care? Well, let me describe some applications. Prosperity. The first era of the internet, the internet of information, brought us wealth but not shared prosperity, because social inequality is growing. And this is at the heart of all of the anger and extremism and protectionism and xenophobia and worse that we're seeing growing in the world today, Brexit being the most recent case.
9:45So could we develop some new approaches to this problem of inequality? Because the only approach today is to redistribute wealth, tax people and spread it around more. Could we pre-distribute wealth?Could we change the way that wealth gets created in the first place by democratizing wealth creation,engaging more people in the economy, and then ensuring that they got fair compensation? Let me describe five ways that this can be done.
10:15Number one: Did you know that 70 percent of the people in the world who have land have a tenuous title to it? So, you've got a little farm in Honduras, some dictator comes to power, he says, "I know you've got a piece of paper that says you own your farm, but the government computer says my friend owns your farm." This happened on a mass scale in Honduras, and this problem exists everywhere. Hernando de Soto, the great Latin American economist, says this is the number one issue in the world in terms of economic mobility, more important than having a bank account, because if you don't have a valid title to your land, you can't borrow against it, and you can't plan for the future.
10:56So today, companies are working with governments to put land titles on a blockchain. And once it's there, this is immutable. You can't hack it. This creates the conditions for prosperity for potentially billions of people.
11:13Secondly: a lot of writers talk about Uber and Airbnb and TaskRabbit and Lyft and so on as part of the sharing economy. This is a very powerful idea, that peers can come together and create and share wealth. My view is that ... these companies are not really sharing. In fact, they're successful precisely because they don't share. They aggregate services together, and they sell them. What if, rather than Airbnb being a $25 billion corporation, there was a distributed application on a blockchain, we'll call it B-Airbnb, and it was essentially owned by all of the people who have a room to rent. And when someone wants to rent a room, they go onto the blockchain database and all the criteria, they sift through, it helps them find the right room, and then the blockchain helps with the contracting, it identifies the party, it handles the payments just through digital payments -- they're built into the system. And it even handles reputation, because if she rates a room as a five-star room, that room is there, and it's rated, and it's immutable. So, the big sharing-economy disruptors in Silicon Valley could be disrupted, and this would be good for prosperity.
12:37Number three: the biggest flow of funds from the developed world to the developing world is not corporate investment, and it's not even foreign aid. It's remittances. This is the global diaspora; people have left their ancestral lands, and they're sending money back to their families at home. This is 600 billion dollars a year, and it's growing, and these people are getting ripped off.
13:05Analie Domingo is a housekeeper. She lives in Toronto, and every month she goes to the Western Union office with some cash to send her remittances to her mom in Manila. It costs her around 10 percent; the money takes four to seven days to get there; her mom never knows when it's going to arrive. It takes five hours out of her week to do this.
13:30Six months ago, Analie Domingo used a blockchain application called Abra. And from her mobile device, she sent 300 bucks. It went directly to her mom's mobile device without going through an intermediary.And then her mom looked at her mobile device -- it's kind of like an Uber interface, there's Abra "tellers" moving around. She clicks on a teller that's a five-star teller, who's seven minutes away. The guy shows up at the door, gives her Filipino pesos, she puts them in her wallet. The whole thing took minutes, and it cost her two percent. This is a big opportunity for prosperity.
14:08Number four: the most powerful asset of the digital age is data. And data is really a new asset class,maybe bigger than previous asset classes, like land under the agrarian economy, or an industrial plant, or even money. And all of you -- we -- create this data. We create this asset, and we leave this trail of digital crumbs behind us as we go throughout life. And these crumbs are collected into a mirror image of you,the virtual you. And the virtual you may know more about you than you do, because you can't remember what you bought a year ago, or said a year ago, or your exact location a year ago. And the virtual you is not owned by you -- that's the big problem.
14:52So today, there are companies working to create an identity in a black box, the virtual you owned by you.And this black box moves around with you as you travel throughout the world, and it's very, very stingy. It only gives away the shred of information that's required to do something. A lot of transactions, the seller doesn't even need to know who you are. They just need to know that they got paid.
15:19And then this avatar is sweeping up all of this data and enabling you to monetize it. And this is a wonderful thing, because it can also help us protect our privacy, and privacy is the foundation of a free society. Let's get this asset that we create back under our control, where we can own our own identityand manage it responsibly.
15:44Finally --
15:51Finally, number five: there are a whole number of creators of content who don't receive fair compensation, because the system for intellectual property is broken. It was broken by the first era of the internet. Take music. Musicians are left with crumbs at the end of the whole food chain. You know, if you were a songwriter, 25 years ago, you wrote a hit song, it got a million singles, you could get royalties of around 45,000 dollars. Today, you're a songwriter, you write a hit song, it gets a million streams, you don't get 45k, you get 36 dollars, enough to buy a nice pizza.
16:31So Imogen Heap, the Grammy-winning singer-songwriter, is now putting music on a blockchain ecosystem. She calls it "Mycelia." And the music has a smart contract surrounding it. And the music protects her intellectual property rights. You want to listen to the song? It's free, or maybe a few micro-cents that flow into a digital account. You want to put the song in your movie, that's different, and the IP rights are all specified. You want to make a ringtone? That's different. She describes that the song becomes a business. It's out there on this platform marketing itself, protecting the rights of the author,and because the song has a payment system in the sense of bank account, all the money flows back to the artist, and they control the industry, rather than these powerful intermediaries. Now, this is --
17:26This is not just songwriters, it's any creator of content, like art, like inventions, scientific discoveries, journalists. There are all kinds of people who don't get fair compensation, and with blockchains, they're going to be able to make it rain on the blockchain. And that's a wonderful thing.
17:47So, these are five opportunities out of a dozen to solve one problem, prosperity, which is one of countless problems that blockchains are applicable to.
18:02Now, technology doesn't create prosperity, of course -- people do. But my case to you is that, once again, the technology genie has escaped from the bottle, and it was summoned by an unknown person or persons at this uncertain time in human history, and it's giving us another kick at the can, another opportunity to rewrite the economic power grid and the old order of things, and solve some of the world's most difficult problems, if we will it.
18:38Thank you.

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Alibaba founder Jack Ma unveils ambitious plan

Mission: 100 million new jobs

By Dana McCauley

He already runs the world's biggest online shopping company, but Alibaba founder Jack Ma is not satisfied.

The Chinese billionaire has unveiled an even more ambitious plan to expand the company's reach across the globe, creating 100 million new jobs and transforming the global economy to create a more equitable world.

It may sound pie-in-the-sky, but the goal forms part of mission statement of the US$261 billion company's visionary executive chairman.

In a letter to shareholders, Ma outlined Alibaba's achievements of the past financial year - including a gross merchandise turnover of more than $195 billion (1 trillion RMB), an "unprecedented" figure - before looking to the future.

"We have more than 430 million annual active buyers, which means one out of every three individuals in China has made a purchase on our retail marketplaces," Ma wrote.

But, he said, while proud of Alibaba's online shopping achievements, "we want to do far more", saying that the benefits of globalisation had not been spread evenly, but that "digital disruption will bring us closer to a level playing field for young people and small businesses".

"We are not merely trying to shift buy/sell transactions from offline to online, nor are we changing conventional digital marketing models to squeeze out a little additional profit," he wrote.

"We are working to create the fundamental digital and physical infrastructure for the future of commerce, which includes marketplaces, payments, logistics, cloud computing, big data and a host of other fields."

The Alibaba group of companies, founded in 1999, accounts for 60 per cent of all Chinese online sales, and this year overtook Walmart as the world's largest retailer.


It has made Ma the second richest man in Asia, with a net worth of US$28.5 billion.


It's through cloud computing that Alibaba aims to expand its reach, and the company has been investing in the technology as part of a strategy that sees shoppers' data as the contemporary equivalent of mineral riches.

"Over the next 30 years, with computing power as the new 'technology breakthrough' and data as the new 'natural resource,' the landscape of retail, financial services, manufacturing and entertainment will be transformed," Ma wrote, forecasting a decades-long period of transformation.

"The internet revolution is a historical inflection point, much like when electricity was introduced, and it may have an even greater impact," he predicted.

Alibaba's mission, he said, was to "empower merchants with the ability to transform and upgrade their businesses for the future" and "help companies all over the world to grow".

"We believe, the commerce infrastructure we have created in China - marketplaces, payments, logistics, cloud computing and big data, all working in concert - can be applied on a global scale to lift up small and medium businesses and ordinary consumers around the world."

Eight years after launching, Alibaba Cloud hosts 35 per cent of Chinese websites, while delivering cloud computing and big data services.


Ma said Alibaba was constantly adapting to the changing e-commerce environment, as staying at the forefront of innovation was key to its continued success.

"In the coming years, we anticipate the birth of a re-imagined retail industry driven by the integration of online, offline, logistics and data across a single value chain," he said.

"With e-commerce itself rapidly becoming a "traditional business," pure e-commerce players will soon face tremendous challenges."

A shift to mobile revenue was one such change, he said, with mobile climbing from a single-digit percentage to three-years of total revenue from Alibaba's Chinese retail marketplaces, in the space of two years.

"This is why we are adapting, and it's why we strive to play a major role in the advancement of this new economic environment," Ma said.

Innovations like Alibaba's Qianniu app, which helps online businesses to improve sales and marketing while enhancing efficiency, were an example of the type of projects the company aimed to focus on.

"In 20 years, we hope to serve two billion consumers around the world, empower 10 million profitable businesses and create 100 million jobs," Ma said, adding: "This will be an even more difficult journey than the one behind us."

LISTEN : Newstalk ZB Political Editor Barry Soper speaks to Andrew Dickens on KPMG Early Edition

Mr Ma - who's worth around $50 billion - met with John Key in Beijing late yesterday. He made his money through founding the online commerce platform Ali Baba.

Standing alongside the Prime Minister, he heaped praise on the country, which he says is loved by many Chinese.

"At least 20 of my colleagues retired from Ali Baba. They're all very young, in their 40s, they all go to New Zealand."

"I asked what they do apart from the golf and green things and they say it's the people there."

It wasn't all social, with the Chinese billionaire also talking business.

Jack Ma told the entrepreneurs luncheon Kiwi businesspeople find it difficult to access the Chinese market.

Mr Ma said he wants to make that easier with his multi-platform organisation.

"We have Ali Baba University. We would either have courses in New Zealand or invite the entrepreneurs in New Zealand to stay in China for two weeks for training."

"The second is that we're going to open an Ali Baba business embassy next year in New Zealand."

John Key is in China meeting business and political leaders.



Innovation "Made in China" - The Case of Alibaba and the role of Net-based Small Business

Innovation is a key driver for economic development and social progress and small business is one of the best ways for people to express their willingness and capability to innovate.  Pervasive business ownership has, therefore, been the foundation in many societies for the continued improvement of people’s economic wellbeing. In the People’ Republic of China, however, private business ownership was prohibited between 1957 and 1978. Productive innovations were extremely restricted and as a consequence, China’s economy was on the verge of collapse by the end of 1978. The Chinese people had suffered a historic setback.

Alibaba’s growth, driven by unleashing grassroots entrepreneurship, has become an exemplar of China’s innovation in the 21st century.  Started by 18 young people in 1999, Alibaba has grown into a giant global internet platform and has made many invaluable contributions to China’s progress. Highlighting the importance of pervasive small business ownership in unleashing grassroots innovation and improving economic wellbeing, Professor Lowrey will discuss Alibaba’s innovative strategies and explain the economic theory behind its inspiring success.




Dr. Ying Lowrey is Professor of Economics at Tsinghua University and Deputy Director of the Tsinghua Research Center for Chinese Entrepreneurs, and a member of the Academic Committee for Alibaba Group Research Institute. Her teaching and research interests include economics of innovation and entrepreneurship in the internet and platform economy, the modern microfinance market, business demographics, characteristics of business owners, and the role of free enterprise and competition in the macroeconomy. 

She received her economics Ph.D. from Duke University, economics MA from Yale University and mathematics BS from Wuhan University. Before joining Tsinghua University in 2012, she served as senior economist at the Office of Advocacy, U.S. Small Business Administration and has taught economics at George Washington University and San Diego State University.


Selected publications 




Founder of Ali Baba commits his work for Chinese on internet to generate 100 million microentrepren…chris macraeNov 23, 200950 views

Founder of Ali Baba commits his work for Chinese on internet to generate 100 million microentrepreneur jobs in 2010s - who else would you vote at the centre of 100 million job creation leagues?
=====================update sumer 2016:
unlike oiher years spent with bangaldeshi inspired youth, i spent 2015-2016 mainly with a class of chinese female students - what brilliant minds and tirelss sources of human energy - i hope this summary of why the whole world can celebrate what jack ma is doing is near to the mark - but as always look forward to editing any errors which are mine alone washington dc text 240 316 8157
was english language tutoring

In 1995 he was sent to the usa on an exchange mission and encountered the worldwideweb - then unknown in China. He determined the www would be the biggest job creating innovation of his (or his generations) life and hopefully of every Chinese entrepreneur he could valuably link into.

Over the next 15 years his wizard coding teams went from something that was little more than an electronic yellow pages for small businesses to conceiving sustainability generation's 2 greatest retailing platforms china or the world may ever have seen..

the taobao platform is the most valuable job creating concept retailers have ever mediated because it reverses the western trend of globalisiation of retailers, bankers and big corporations squeezing out local and small enterprises from having a market; how taobao did that is an extraordinarily detailed story but note how Ma was concerned to ensure even the most cut-off of Chinese villagers could start up on tao bao (rural ecommerce is one of the innovations that Ma has led the www purpose to linkin)

His other mall was pitched at the more usual high cost fashions of big global merchandisers. Because of complex property laws in chinese cities, most expensive retailers are not much of a joy to shop in. So ali baba created a lifestyle -eg celebrate singles day 11/11 shopping virtually rather than the physically exhausting interaction in The West's biggest shopping days of the year)

SO 365/24/7 consumers of ali baba can choose who they value developing most with their purchasing power as well as searching merchandise with global image or local cultural joy

Alibaba has become china's and probably the word's largest retailing channel. It does this with next to no merchandise but brilliant coding so that every store front on its platforms delivers with equal reliability. Hunting out exactly how Ma forms partnerships so that big data analysis benefits the smallest enterprises and most local consumers ought to be a job of whomever is sustainability goals greatest economist.

Intriguingly to ensure he could compete with the chinese internet companies that raced to co-create the www that Ma had opened space for in china, Ma IPO'd Alibaba through a process 2010-2015 while developing his secret sustainability weapon under private ownership. AlIpay is china's number 1 financial inclusion delivery system and maybe global youth most humanly productive coding achievement to date.

Comparing china's top 10 internet properties with the west's is very interesting. Are the consuming behaviours on ali baba more sustainable than those on amazon or ebay or paypal? Are the learnng behaviours on baidu more sustaining of youth than on google or coursera or microsoft's linkedin. Time will tell but note how speaking english, chinese and coding (as well as mother tongue) are probably what educators anywhere on planet earth should NOW be most valuing their global youth's future freedom to thrive entrepreneurially around.

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